Chime is a fine bank with useful features
Chime is a fine bank with useful features for anyone starting their money journey! I really like the credit builder, getting my direct deposits earlier, and being able to manage transfers and savings.
However, I faced some small problems when buying a home. The information I gave to my lender company couldn’t verify several items needed to proceed with their list. This made things a bit inconvenient. When it was time to close, I used the cash checking feature for my cashiers check, and the funds took about 7 days to clear, delaying my closing date unexpectedly. Cashiers checks should clear the next business day, but I had to wait the full 7 days. I called customer service, but they said they could not speed it up. Overall, my review was honest and had both good and bad points; it really depends on your financial situation and life plans.
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