Cushion.ai

I was unsure at first (and many other firms offer similar services as cushion), but it proved useful for building credit. I have a good amount saved in a high-interest account, so I use "buy now pay later" to keep the balance steady. I've seen about a 50 point boost on Equifax and 20 points or so on Trans Union. I also use it for all my subscriptions (and I have many) including Hulu, Netflix, Apple Music, Amazon Prime, Good RX Gold, Peacock, Max, and the Epoch Times. Having so many bills paid on time each month seems to help, which is why I have so many. I recommend having a credit card too since I'm not sure this reports to all three credit bureaus.

I’m happy with Cushion so far. They keep me informed about my upcoming bills and when my paycheck arrives. It’s great that I can now build credit with my BNPL accounts. I’ve connected many things to my Cushion account, like my car wash bill, utilities, Netflix, Hulu, hospital bills, and more. I appreciate how they track and show me how much I’ve spent on bills each month. I rate it 10 out of 10 so far. I’ll update you on how much my credit score improves.

This budgeting app is easier to use than others that say they track my bills 🙄 — Payments with different services were made regularly & on time, but they didn't report to the 3 major credit bureaus where building credit starts. Cushion is a solid choice for beginners or for anyone wanting to save time, knowing their bills are paid punctually. Good app/site; I suggest it for anyone wanting to improve their finances!!!

This product delivers precisely as advertised. It effectively reports my BNPL payments, subscriptions, and other routine expenses to the credit reporting agencies. Within my second month of utilization, there has been a noticeable improvement in my credit score, and I anticipate further advancements as these payments continue to be reported.

Cushion has been instrumental in keeping my payments organized and up-to-date, providing excellent customer service. It effortlessly guides me in improving my credit score with each payment. The seamless experience and support make managing payments stress-free.

In my nearly two months with Cushion, I've had an exceptional experience, witnessing a remarkable improvement of around 80 points in my credit score. I wholeheartedly recommend this app for its effectiveness and overall satisfaction.

This has been an absolute life saver. I'm so happy dat I found dis app. I use dis for absolutely everything I have to make an online purchase for or an online payment for and it does the job.

I like how I can manage my bills easily! Buy NowPay Later helps with big purchases without spending all at once, and Cushion reports on-time payments to credit agencies!

This app does help with my bills. With reminders and tracking, I can manage my finances better. Now, I feel like I'm in charge of my money instead of it controlling me!

This is a handy tool to monitor buy now pay later accounts and get payments reported to the credit agencies.

Paying bills with Cushion is so simple! After few months, life is easier. I see when bills are due and plan. I can sync them to my calendar too! It helps my credit, which is great!